Life is HAPPY when we connect


Thanks to the close integration of our highly specialised and long-standing business units, URBAN CREDIT can provide access to new purchases in Mortgage Loan Portfolios and unsecured Loan. Our product advisors leave no stone unturned to ensure that your loan requirement is not just well studied, it’s also taken up with utmost sincerity to ensure you get the best of breed options to choose from. As one of the leading loan and financial product comparison company in the country, Urban Credit provides you with an unbiased platform to analyse and decide upon the available deals in the market. URBAN CREDIT a one stop house for all your financial needs, including Home Loans, House Building Loan, Loan Against Property, Loan Against Vacant Land, Unsecured Business Loan , Balance Transfers among others , Agri Loan , Government Subsidy Loan like CGTSME , Prodhan Mantri Yasas Jajona, Personal Loan and Others. URBAN CREDIT ensures that via our internally developed highly proficient Loan Calculator algorithm, we provide you with the best options and deals for the loan/financial product of your choice.

Our extensive relationships with all major national PSU Banks , Private Banks and NBFCs service providers, coupled with the cutting edge technology ensure that upon specifying your requirement, you get the most competitive options that are tailor made to suit your needs, and all of this done at a few clicks.

At URBAN CREDIT, we are committed in ensuring the best experience in terms of customer service and satisfaction, and hence all our customer reps are cherry picked and our escalation matrix goes right up to our MANAGING PARTNERS & SENIOR VICE PRESIDENT. So let’s get started together and get you the loan that you deserve.


URBAN CREDIT to be the most trusted name in sales & distribution of ’financial Services’ products, retails asset, Mortgage and Financial portfolios; delivering solutions that full fill today’s needs and tomorrow’s dreams. For us at URBAN CREDIT , it is our mission to ensure to be the most effective catalyst in providing the most efficient financial services, encompassing availability and affordability at the right time, which we term as financial inclusion. 

 Our Objective: Value. Service .Excellence




Managing Partner & Co founder 

A Master of Business Administration qualified from SMU , Sankar worked different Financial company in Kolkata for decade before founding the company in 2016.His visionary and pioneering effort helped set the tone a flourishing distribution for financial products and Real Estate products in India. Sankar managing two different organization independently with his smooth continuous effort for last 12 years. Sankar handling Relationship Management for URBAN CREDIT. He is very soft and good human behaviour man.



Managing Partner and Co-founder 

A Post Graduation degree in History. She has non-executive independent Managing partner for this company for one years. Deblina has helped build a very successful business model by inculcating a customer focused approached in the company. Her interests include art appreciation joga and travel.



  • Senior Vice President 

Babun is Master of Business Administration with article training from Motilal Oswas Securities. He hold Post Graduate degree in Economics from RBU and B.Sc. in Economics honours from University of Calcutta. He spent almost 13 years with financial sectors as different Senior Managerial position. He is a highly regarded face in Stock Market and Retail Asset and he has been a member of WBICCI. He worked for Indiabulls as Assistant Vice President, worked with different organization as Sales Head, Vice President. Babun has now transition in to an entrepreneurial role as Sr. VP of URBAN CREDIT. Babun is a trusted advisor to several start –ups in distribution and housing finance arena of Mortgage and leads the secured Lending vertical for the company.



Managing Partner & Co founder 

Sudipto has an around 9 years’ experience in Financial and Real Estate company. His first job with Motilal Oswas Securities Company as Operation Head in branch level, he worked with India Investment Mart, BMA a Managerial level. He joined the company in 2016 and has risen to the position of Managing Partner on the board of the company, on the strength of his product knowledge, team management skills and exceptional focus. He handling independently distribution and Sales for Urban Credit.



Customer Support - Relationship Management

Suchandra  is around  5  years of experience in Customer Relationship Management with two leading MNC in kolkata, A complete graduate degree in Public Relation . She is very strong  positive mental attitude. She joined URBAN CREDIT in the beginning of 2017  as Customer support and Customer Relationship . She love singing , performed few stage program and Radio .



Head - Administration and Operation 

 Prosenjit is responsible to oversee revenue operations and service excellence which includes driving long-term strategies, build high-end service capabilities to drive lead conversion. He brings close to14 years of diverse experience across Financial services/Banking and International trade with proven leadership in business operations, P&L responsibility, vendor management and risk management. Prosenjit he has made notable contribution towards strengthening & executing strong performance management & execution to bring in operational synergies. Prior to joining URBAN CREDIT, Prosenjit  has worked at GTFS .He has Honours  graduate from University Of Calcutta .




Rama has around 6 Years of experience in HR Management with leading Multi-National Company in Kolkata. She has a complete experience in Human-Resource. She joined URBAN CREDIT in the beginning of 2017 as HR & Relationship Management. 




Anish has around 3 years of experience in Sales and Marketing Management with leading MNC in kolkata, He has a Graduation degree in Commerce from Business School in Kolkata.  He is very strong, with positive mental attitude. He joined URBAN CREDIT in the beginning of 2017  as Sales and Marketing Officer. He has a great interest in Paintings




Monotosh has around of 2 Years of experience in Sales and Marketing Management with leading MNC in Kolkata. He has a Post Graduation Degree in Commerce from Calcutta University. He is very Strong  with his Positive Mental attitude. He joined URBAN CREDIT in the beginning of 2017 as Sales and Marketing Management Officer. 



Business Adviser 

20 Years Academic Experience. Double PG degree. Right now He is Associate Professor in Esteem Institute in West Bengal .  

Achintya Roy Chowdhury


Business Adviser 

Member of LICI & GIC 

Life time member of National Stock Exchange



Business Adviser 

Simul done his Graduate degree in IT  Engineering .Simul working last 16 years in Aboard Country .He is active business adviser of URBAN CREDIT.